Clarity. Integrity. Confidence. Thrive With Us.

Services we offer

Protect your family's future with our comprehensive range of life insurance policies. Whether you need term, whole, or universal life coverage, our solutions are tailored to meet your unique needs and provide lasting peace of mind. Secure your legacy and ensure your loved ones are financially protected, no matter what life brings.

Life Insurance Policies

Plan confidently for retirement with our flexible annuity options. Our annuities are designed to help you grow your savings and guarantee a steady stream of income for the years ahead. Enjoy the security of knowing your financial future is protected, allowing you to focus on what matters most.

Annuities

Enhance your coverage with a variety of riders and supplemental benefits. From accidental death and disability riders to critical illness and premium waivers, our add-ons allow you to customize your policy for extra protection. Choose the benefits that best fit your lifestyle and provide additional security for you and your loved ones.

Riders and Supplemental Benefits

Protect your family’s future with life insurance plans tailored to your needs. We make it easy to understand your options and give you real peace of mind-no fine print, no confusion. Schedule your consultation today and take the first step toward lasting security and confidence for tomorrow.

Reserve an appointment

Why We Exist

Welcome to Thrive Insurance Group

At Thrive Insurance Group, we believe everyone deserves a fresh start and a secure future-no matter their past. Founded in Visalia, California by Ash Montoya, Jesus Nava, and Nathan Barber, our agency was born from personal journeys of overcoming adversity, rebuilding, and choosing integrity and accountability as our guiding values. We know firsthand what it means to face life’s challenges and come out stronger, and we bring that understanding to every client relationship.

Our Mission

To empower individuals and families to thrive by providing clear, honest, and personalized health insurance and annuity solutions. We’re here to help you protect your health, your future, and your peace of mind-with no fine print surprises and no sales pressure.

Why Choose Thrive?

  • We Get It: Our founders have walked the path of starting over. We know the value of a second chance and the importance of having someone in your corner.

  • Plain English, Always: Insurance shouldn’t be confusing. We explain your options in clear language, so you always know what you’re getting.

  • Personal Support: You’re never just a policy number to us. We take the time to understand your needs and goals, offering guidance every step of the way.

  • Rooted in Community: As a local agency, we’re committed to serving Visalia and the Central Valley. We offer free workshops and resources to help our neighbors make informed decisions about their coverage and financial future.

Contact Us

Have you ever felt overlooked or unsure who to trust with your insurance needs? We know how important it is to feel heard and supported. Leave us a message and your contact info-our team will reach out soon to answer your questions and help you find the security and support you deserve. We look forward to connecting with you!